Bringing Personality to the Home Loan Process
The Planet Home Lending Boulder team is anchored by four industry veterans — Blue Hessner, Brian Weinberg, Dirk Walker and Todd Adelman — who have been partners since 2015 and boast more than a half-century of combined Colorado mortgage-lending expertise.
Our mission is to provide a comprehensive and diverse selection of home financing options at competitive rates, while offering expert advice and a superior customer experience.
Every decision and recommendation is made with our clients’ best interests in mind. Our reputation is built upon our dedication to serving our community with integrity, flexibility, transparency and the level of agility and urgency required to excel in the competitive Colorado mortgage landscape.
Whether you are a first-time buyer, an experienced homeowner, a seasoned investor, or a real estate professional, we look forward to putting our expertise to work for you and doing it with a smile.
Meet The Team
ADAM LEEGER
LOAN CONSULTANT
NMLS #1296702
Cell: (303) 619-8671
Email Adam
I believe in putting homeowners first, making the home loan experience personal and transparent, and doing the right thing for my customers. My focus at Planet Home Lending is helping Front Range folks build wealth through homeownership and real estate investment. While I grew up in Michigan, Nederland is where I’m most at home. You may...
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BLUE HESSNER
BRANCH MANAGER / SENIOR LOAN CONSULTANT
NMLS #297439
Cell: (303) 748-0565
Email Blue
Full disclosure: I am not your typical suit-wearing mortgage broker. In fact, I like to think of myself as down-to-earth and approachable, a real person with real solutions to every mortgage problem.Prior to starting my career in mortgage loan origination, I was one of the world’s top-ranked snowboard professionals. I’ve been fortunate enough to have...
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BRIAN WEINBERG
BRANCH MANAGER / SENIOR LOAN CONSULTANT
NMLS #502102
Cell: (303) 916-6982
Email Brian
I have been providing top quality residential mortgage services in the Boulder county and surrounding areas for more than eight years. My mortgage experience rests on a strong foundation in the banking industry, having worked with US Bank for eight years, where my roles included serving as Branch Manager and Senior Mortgage Officer. And though I excelled...
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DIRK WALKER
BRANCH MANAGER/SENIOR LOAN CONSULTANT
NMLS #276166
Cell: (720) 205-8847
Email Dirk
At the age of 14, I asked my mom to teach me how stocks and the stock market worked. She showed me what my college savings were invested in and from that point on I looked up Texaco, US Gypsum, Tesoro, and few others in the Boulder Daily Camera every day (yes, I’m a Boulder native and old enough that stock ...
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JOHN KURTZ
SENIOR LOAN CONSULTANT
NMLS #275592
Cell: (303) 594-9695
Email John
I have more than 20 years of experience in mortgage banking providing trusted professional solutions to my clients. My honesty and integrity combined with a calm, steady approach have helped me navigate clients through the mortgage process with confidence, at the same time building long-term relationships with borrowers based on trust...
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TODD ADELMAN
BRANCH MANAGER/SENIOR LOAN CONSULTANT
NMLS #300605
Cell: (303) 931-1188
Email Todd
I am a 17-year veteran of the mortgage business. My distinct personalized approach stems from my diverse background and interests as a recording musician (with six records to my credit), as an environmental and social activist, as the founder and treasurer of a local non-profit, as the owner of a renowned recording...
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Blog / News
MORTGAGE 101
Should I “lock” my interest rate?
A rate lock means that you’re guaranteed that specific day’s mortgage interest rate for some predetermined period, typically 30 to 60 days. If interest rates have been trending upward, it’s generally a good idea to lock in your rate. While the prevailing mortgage rate doesn’t usually make a significant move over a month or two, it’s certainly possible.
What is a Prequalification?
A pre-qualification is a basic review of your finances to determine if you’d qualify for a mortgage. In general, a pre-qualification is based on unverified information you provide and does not include a credit check or any documentation, and is therefore not a firm guarantee of a loan.
What is a Preapproval?
Unlike a pre-qualification, a pre-approval can be a valuable tool in the home-buying process. As part of a pre-approval, a lender will check your credit, verify your income and employment, and commit to lending a certain amount of money. A pre-approval shows sellers that you’re serious about buying a home, and that you’re likely to be able to follow through on a bid, and close on their property.
What is Private Mortgage Insurance (PMI)?
PMI protects a lender against loss if a borrower defaults. PMI is required from most homebuyers who obtain loans that are more than 80 percent of their home’s value. PMI premium payments may be cancelled under certain conditions when the amount owed on the loan is less than 80% of the value of the home. Ask us for our conditions and procedures to request cancellation of PMI premium payments.
What are closing costs, and what can I expect them to be?
The term “closing costs” refer to all of the charges you’ll need to pay before your loan is completed. This can include origination fees, title insurance, prepaid escrows, and more. Closing costs can vary significantly, and your Planet Home Lending Loan Consultant will provide more details during the loan process.
What is an ARM?
An Adjustable Rate Mortgage (ARM) is a mortgage for which the interest rate is not fixed but changes during the life of the loan, according to movements in an index rate.
Planet With A Purpose
Planet is a proud supporter of the National Forest Foundation.
Through this tree-planting partnership in 2019, we will:
- Plant 3 trees for every loan closed
- Contribute 30,000 trees
- Help restore our national forests
Every Planet customer, business partner, and employee can feel good about giving back.
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It's All About You
Homebot
Homebot puts accurate, realtime home valuation info at every homeowners’ fingertips.
Find out why we love using Homebot — and why we know you will, too!
Testimonials
We value our seller’s feedback of our service and technology. Here are a couple of our valued seller’s letting us know about their experience with Planet Home Lending
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