The Boulder Blog

Mortgage Volatility vs. Stability

Mortgage Volatility vs. Stability

Looking Back:  In our last blog (Feb 2022), we indicated that there were three main factors at play in what promised to be a year of transition – inflation, lack of real estate inventory, and an abundance of home buyers. All three ended up growing over these last five...

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Holiday Shopping – for Homes

Holiday Shopping – for Homes

We are all busy buying gifts in December, but traditionally we slow down when it comes to buying homes during this time of year. Based on the level of purchase activity last December, still historically low interest rates, and incredibly tight inventory, we expect...

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Mortgages for the Self-Employed

Mortgages for the Self-Employed

Colorado's workforce is full of independent contractors and sole proprietors. Clients who get paid and issued a Form 1099 to report their income are designated as self-employed. Income derived by self-employed borrowers is handled differently than a traditional...

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What to Expect While Financing a Home with Our Team

What to Expect While Financing a Home with Our Team

Ever heard this phrase? You don’t know what you don’t know. Working with a true mortgage professional can make a world of difference in your home financing experience. A report by the Consumer Financial Protection Bureau found that 70 percent of surveyed homebuyers said they relied on their mortgage lender “a lot,” and emphasized that this finding “underscores the important role that lenders and brokers play in helping determine the type of mortgage the consumer chooses.” At Planet Home Lending of Boulder, our goal is to share our expertise and provide guidance, so borrowers have the facts and support to make the best decision possible. Here are five ways we work to ensure a high-quality lending experience for every client we serve.

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